Ok so I’ve ran Banklady for years and have not once been satisfied with a credit reporting scheme that you find online. It’s true you can normally get all of these stats free anyway just for asking and nowadays it’s on your credit card statements. Years ago when I first started Banklady you had to pay for some of these services (well at least that’s how they presented it until we dig further).  There’s one service that I’ve been impressed with lately and I admit I’ve never paid them anything. 

The site is Credit Karma. They make their money I would assume from trying to push credit card offers down your throat. They get paid hefty commissions for this. If you look past the circus of ads you can find some good data. 

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