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Top Checking & Savings Bonus Offers

We put together a list of the best checking and savings bonus offers. This includes mostly national banks with soft credit pulls when you open an account with a few exceptions. We do live a few with hard pulls and a few from credit unions and regional banks. If you find out of a bank that offers a better bonus then please let us know. See our list of business bonus for new accounts here.

Most Recommended: SOFI $50 Bonus for Checking or Savings

  • SOFI Offers a fee-free driven app checking and savings we found better and easier than most of the older banks.
  • Go here to read more about the $50 bonus from SOFI

Chase $300 Bonus – Available In Branch & Online

This checking bonus from Chase can be paired with a $150, $200 or $300 savings bonus as well. You can do one per calendar year max.

  • Direct deposit required, no minimum
  • Soft pull on credit
  • Can’t fund with a credit card

HSBC – Up To $750 Bonus – No Direct Deposit Required

HSBC has been a part of the online banking game for awhile now but their website can be a bit of a hassle. Read more about how we think the $350 bonus is one of the best.

  • Soft pull on credit
  • Direct deposit not required
  • Can’t fund with a credit card

Wells Fargo $200 Checking Bonus

You may live in an area with no direct deposit requirement. Read more here.

  • Soft pull
  • Can fund up to $50 online with a credit card
  • Direct deposit required (in most areas)

Citibank $300 Bonus

Citibank in the past has had bonuses as high as $400 with less strict requirements. You can get the bonus again if you haven’t held a Citi banking account within the past 180 days. You just need to be able to deposit $15,000.

  • Direct deposit not required
  • Can’t fund with a credit card
  • Soft pull

Bank of America $100 Bonus/$300 Bonus

They have  bigger targeted bonuses of up to $300 before, so check to see if you are targeted for this first.  All you have to do is sign into your BOA credit card account and look at offers.

  • Soft pull
  • Can’t fund with a credit card, can fund with a debit card up to $250
  • Requires direct deposits

E*Trade $150 Bonus

E-Trade has been one of our favorite banks for years although it was recently bought by a huge brokerage we hope they keep the no-fee checking at ATMs. They are offering bonuses right now from $50 and up with as little as a $500 deposit. Go here to learn more about the E-Trade bonuses.

Charles Schwab $100 Bonus

This is similar to the Etrade bank where you get ATM fees reimbursed, no fees for foreign transaction withdrawals) and you can also get this account and a brokerage account at the same time for one hard pull. The brokerage account then gives you access to the Charles Schwab credit cards.  See more here at schwab.com/referred.

  • Hard pull to open
  • No requirements for bonus

Christian Community Credit Union – $200 Bonus – Must Be A Member of A Christian Ministry

The Christian Ministry requirement seems to be enforced and will rule out a lot of people, if you are eligible though this is a great deal. Read more here about Christian Loans.

  • Soft pull
  • Direct deposit with no minimum specified
  • Can fund up to $100 for checking account and $500 for CD with a credit card.

Best Saving Account Bonuses

Discover Savings $150/$200 Bonus

Requires a deposit of $15,000 for $150 bonus or $200 for $20,000 bonus, but no minimum deposit length. Great deal, but only once per lifetime.

  • $15,000 deposit required or $20,000 for $200 bonus, no minimum length
  • No credit card funding
  • Soft pull

Chase $200 Savings Bonus – In Branch & Online

They also have bonuses for $300 (requires $25,000 deposit) and $150 (requires $10,000 deposit). Can be combined with the $300 checking bonus listed above as well.

  • $15,000 deposit required must be maintained for 90 days
  • Soft pull
  • Can’t fund with a credit card

Chase $300 Savings Bonus – In Branch

As mentioned above they have a $200 bonus and $150 bonus as well.

  • $25,000 deposit required must be maintained for 90 days
  • Soft pull
  • Can’t fund with a credit card

Fidelity Bank $100 Savings

Can be combined with the $100 checking bonus they also offer.

  • Deposit of $10,000 required for 30 days
  • Soft pull
  • Can fund up to $500 with a credit card