PerkStreet is a financial institution that offers its banking operations strictly through the Internet. By operating solely online Parkstreet has very low overhead costs allowing them to pass the savings on to their customers. PerkStreet Financial has one of the best debit cash back rewards programs in the country.
PerkStreet Financial is a unique bank because they actually deliver what they promise. Some banks lure you in with the promise of a free checking account and after you sign-up and fail to read the fine print-you realize that it is only free for 90 days. At PerkStreet Financial “free” means free, you pay no monthly fees-ever. You get a free Visa debit card, free checkbook, free online banking and bill pay and free rewards program with no annual fee. And you have access to your money 24/7 with free ATMs at over 37,000 locations. What more could you ask for from a bank? Well, how about 24 hour customer support. Yes, that is the ability to speak to a live person with questions, comments or concerns about your checking account 24 hours a day.
When you use your debit card to make a non-pin transaction you will receive 2% cash back on all purchases. You will earn cash back for every purchase; just use your debit card as you normally would, at checkout select “credit” to earn rewards. You can also qualify for cash back rewards on purchases made online.
Debit cards purchases give you peace of mind because they allow instant access to your checking account. It is easier to keep track of your spending with debit card purchases, there is no guess work. Nearly everyone is carefully monitoring their spending during this sluggish economy.
Some people have given up the morning cup of java at their favorite local coffee shop. The debit card rewards program allows you to reinstate the morning coffee ritual because you will earn cash back towards future coffee purchases. PerkStreet Financial is actually putting some of your hard earned cash back into your pocket.
PerkStreet Financial checking account makes it easy to use your debit card to earn program rewards. Some of the rewards that you can earn with your cash back are coffee, tunes for your MP3 player, gift cards or good old fashion cash with the Visa gift card. There is no penalty or limit to the number of rewards that you can earn.
PerkStreet debit card rewards program is an excellent way to add value to your life. You are rewarded for the purchases that you make everyday. A checking account that is actually free and no monthly fees actually encourages you to reward yourself. Participation in the PerkStreet financial debit rewards programs is also free; there are no hidden charges or annual fees.
Debit card transactions are automatically deducted from your checking account and PerkStreet allows easy access to your transaction history 24 hours a day. There is no waiting for a paper statement to arrive in the mail.
No other banking institution offers a checking account with more cash back rewards than PerkStreet Financial. You will earn 2% cash back on all purchases when your daily balance is $5,000 or more. If your daily balance is less than $5000, you will earn 1% cash back on all Visa debit card non-pin purchases.
The PerkStreet Financial checking account is great for a stagnant economy because it offers a free debit card rewards program. Currently, more than ever people are making debit card purchases and avoiding credit cards. Credit cards create debt and unwanted bills, debit cards leave you debt free.