ONLINE BANK ACCOUNTS

Compare On Line Banking Accounts & Bonuses

Here is a listing of current on-line banking accounts and offers from regional, statewide, and national banks. If you have a bank in your area that is not listed please email us the details and promotions being offered. Keep in mind these offers change all the time and may not be up to date. We are not responsible for any out-dated offers or promotions.

Many banks offer fee-free or No ATM charges. Most internet only banks offer High Interest Accounts and then you have banks such as Chase and Paypal that give you iPhone mobile banking apps.

You may still find some discounts and promotions but the best thing to do is to check online on the bank’s website or your mailbox for the latest offers. Read our reviews of online and banks with drive-thru’s such as Fifth Third bank.

Citizen’s Bank has a great Enviroment Friendly Checking account with Green Sense.

There are some great promos around and you just have to search around to find them!

Bank	Bank Offers & Cash Bonus Promotions
CitiBank CitiBank E-Savings	NEW! $400 in Gift Cards Offer good until the end of October Free Apple Ipod when you open up a Citibank EZ Checking account – (free checking w/ direct deposit or minimum balance of $1500 and 12 online bill pays) Good deal if you plan to open up anon-interest checking account and plan to pay a few bills online per month. Use Citibank offer code CD29. $150 for checking account from CitiBank, $1,500 initial deposit and two bill payments are required Earn extra AAdvantage airline miles and open up American AirlinesVisa Card Free EZ Checking when you pay two bills online per month
*ETrade online bank**	Up to $175 from ETrade bank requires a $1000 initial deposit $50 for opening an ETrade checking account – with a $5000 initial deposit Offers high APR on Money Market accounts
Charter One	$50 for direct deposit to Free checking $50 for direct deposit to Energized checking $70 in gift cards for using free Bill Pay $25 Switch Bonus from Charter One Card Fee Warning: Consumer Reports advises that you check out their fees before buying a Charter One Visa gift Card.
Commerce Bank	$100 from Commerce Bank for local customers only Free giveaways at the Chinatown NYC location of Commerce
Guaranty Bank / BBVA Compass	$175 with direct deposit and bill pay (see post) Free gift with opening up a checking account
Eastern Bank	$100 + companion airline ticket for residents of Massachusetts, Connecticut, Rhode Island, Maine, New Hampshire, and Vermont
Stonebridge Bank	$50 for keeping $750 for 90 days
HSBC	$50 for opening a checking account $10 or gift for free checking account
Union Bank of California	$50 with a Union Bank of California account
Principal Bank	$50 for a checking account at Principal Bank $50 for student checking account at Principal Bank
Somerset Savings Bank	$45 from Somerset Savings Bank new account with $25 for free checking account + $20 for activating direct deposit, local deal NJ residents only
The Bank of New York	$5 for 5 bill payments $5 for 5 non-PIN debit card transactions $20 for direct deposit $10 for savings account
HTH Worldwide bank	$25 for opening new checking account
First National Bank of Omaha	Bonus of $25 – $100 from First National Bank of Omaha
Sterling National Bank	$20 for Internet Money Market account
ING Direct	ING Direct Bonuses
Netbank	$70 Buy.com gift card when you open up a Netbank Money Market account and maintain a $1500 balance for a month. Netbank is now ING Direct – refer to their bonus infomation.
Virtual Bank	Virtual Bank Bonuses
Everbank	Ever Bank Bonuses $50 if you are not completely satifsied with Everbank!
Wachovia	Wachovia/Southtrust Bank Bonuses
HiberniaBank 1-800-996-8681	Free Checking ($50 min. deposit) Free Gift Free Luggage set at some locations (while supplies last) Free Small Business Checking accounts with no requirements and 500 transactions allowed Better hours than the conventional banks (M-F 6pm and 3pm closing on Saturday)
Washington Mutual – WAMU	$75 American Express Cheque with opening of personal free checking account ($1 minimum, PROMO, if they open your account with a credit card for $100 there will be a cash advance fee charged from your credit card provider) Now part of JP Morgan Chase
CountryWide	Highest Money Market Rates, highest CD rates I have seen online! CountryWide now part of Bank of America
First Horizon 1-866-539-2637	$100 Bonus plus up to 4% APY on Checking balances with Relationship First Checking First Horizon Savings has a 3.5% APY for six months
Chase Bank(formerlyBank One)	Open a free checking account with direct deposit and get a reward of $75
Bank of America	$50 from Bank of America $35 from Bank of America $75 Visa Gift Card when you open MyAccess Checking account (free with direct deposit) $100 for Bank of America account (ATM machine Transaction)
Affinity bank of CA	Affinity bank of CA is offering $75-$100 for opening a no fee checking account with direct deposit

A few other deals worth mentioning are direct deposit with Amboy Bank gets you $25 amd opening up a Money Market account with Ford Credit gets you $25.

Wells Fargo Bank: We did not find any Wells Fargo Bank offers for this month but do offer mortgage rates similar to Wells Fargo Bank in our online mortgage section. Having looked over at the Wells Fargo banking page we found that you can get free access to online banking but there are no real incentives to use Wells Fargo over any other bank. Even though they were a pioneer of the old-fashioned brick and mortar bank their money market rates are not comparable to the online-only Virtual and Netbanks.

Do you need a checking account and have bad credit? Learn how to get a second chance checking account as long as you have a job.

Newly added is EmigrantDirect.com | Union Bank | Citibank Online Banking | Direct Merchants Bank

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