My Check Free

My Check Free at is an online bill payment service. While you may be able to pay most of your bills online, My Check Free can allow you to simplify your monthly banking by consolidating all of your e-bills in one place. This can make it easier to check, pay and keep track of your spending, bills and payment histories.

In order to get started at My Check Free, you will need standard registration information as well as billing information. You can also sign in with your Windows Live ID if you prefer. Be sure to have the names and account numbers for your bills at hand when you set up your payments. Payment processing begins immediately and you can schedule all of your payments in one easy sitting, up to a full year in advance. Payment processing may take a few days, so be sure to schedule your payments a few days before the due date to avoid late fees. Do allow time for payment processing and be aware that there may be extra fees for same day payments or credit card payments. Outside of these fees, My Check Free is available at no charge to the end user.  Payments are guaranteed and in the event of potential fraud, your liability is limited to $50.00.

Mycheckfree.com works with hundreds of potential e-billers; however, you may not be able to pay all of your e-bills via this site. You can access a list of available e-bills at mycheckfree.com.  The list includes many major phone companies, utility providers and even some credit card companies.  Some utility providers and others use this website as their only means of accepting online bill payments and managing your billing histories.

There are several drawbacks to this free service. First, you may find that you can only pay one or a few of your e-bills at My Check Free and you may not have the customization available via an individual biller’s website. The site may only be useful to you if it is the only way to pay a specific e-bill or if you can manage multiple e-bills through the service. If you need to make an emergency payment, you will need to go through the biller’s website or call to make the payment as immediate payments cannot be processed through the site. Security problems did arise in late 2008; however, these have been addressed.