MountainOne Bank $200 Checking Bonus for CT, MA, VT, NH, RI, & NY

You can Receive a sign up bonus of up to $200 when you open a VISTA Premier Checking Account or open Pinnacle checking and receive a smaller bonus of $100 with MountainOne Bank. You cannot do this online and will have to go in the branch once the bonus is meet. So be careful about using an ACH transfer for a direct deposit and be able to actually switch your paychecks over to this bank. $200 is a high bonus and it seems fairly easy to get if you do the following:

Here’s The Rules for the $200 or $100 Bonus:
1. Within 60 days of opening your new account, make 2 direct deposits (each $500 or greater)
2. Within 60 days of opening your new account, make 3 online bill payments OR make 6 purchases with your new MountainOne debit card.
Keep in mind that both VISTA Premier Checking and VISTA Personal Money Market required to be opened together if you’re not doing the Value Checking option. Must be a resident of New England or New York State.

Cons
To receive the bonus you need to visit or call any MountainOne bank to notify them that the requirements have been met. All bank account bonuses are treated as income/interest and as such you have to pay taxes on them.
Avoiding Fees

Pinnacle Checking $4.95 Monthly and this fee cannot be waived.
VISTA Premier Checking $10 Monthly but if you maintain an average daily combined balance of $2,500 in VISTA Premier Checking and VISTA Personal Money Market you can waive the monthly fee.

My favorite thing about this bank is that both VISTA Premier Checking and Pinnacle Value Checking accounts provide ATM rebates. They don’t charge you to use other banks’ ATMs. And they’ll rebate the other bank’s ATM fees (surcharges), up to $20 per statement period.

Go over to mountainone.com/personal-banking for the complete offer details.