Finding a Credit Card is Easy!

You know I dislike debit cards.  I have never understood why so many people use debit cards instead of credit cards. With credit cards you get at least a 20-day free loan but you have to have the self governing power to pay the bill off before the end of the month or when it is due just like any other bill.  You do not want to pay the high interest rates you get charged by the banks in this day in time.

When searching for the credit card that fits your lifestyle you need to consider rewards versus interest rates.  The other factors in finding a credit card is your credit if you have good credit you can normally get better rewards but if your credit stinks then you better just start out with a lesser card such as the Orchard bank or Buy Right.

Most of us have average credit and should apply for that card.  A good site to compare the various cards online is here at 123 Easy Card.  This is a simple site for those card shopping before the Holiday season race begins.

Here you will find offers such as the Freedom and Sapphire cards from Chase Bank.   You may also see Citibank, American Express, Discover Card Platinum, and many others.  My favorites are the Discover and Chase cards because I dislike these annual fees that banks such as Bank of America are threatening over our heads.  Say no to annual fees and yes to rewards.