Future of all credit cards is Echo

There are many new apps coming out that work as a credit card the only big problem is that you have to use some type of signal from the card to the register. For instance, the Wallaby app which is basically worthless because it really does not know half of the rewards cards out there nor their current promotions and does not yet have a separate card to use for physical purchases.

Echo is certainly help to an overstuffed wallet. It can work as a debit, credit, loyalty, and prepaid card. It even works as a student ID and combines all of your rewards cards into one elegant black card. Echo fits neatly into a money clip and keeps you from forgetting your rewards cards at home.

The average American owns 6 or more payment cards. 13 percent of Americans own 10 or more credit or credit cards. How many do you own? I know I have around 15 in total for rewards and 2 debit cards.

Echo has a miniaturized computer inside of it that mimics ordinary cards and syncs with your mobile phone. Their mobile app enables you to convert Echo into the card of your choice with the tap of your phone. Once you select a card for echo to mimic, you can swipe Echo as you would any other card.

This is a really exciting service that will take off once businesses are not freaked out about the potential person using it being a fraudster. It will cost from $80 to $100 but well worth it if you save that amount on rewards cards you left at home on accident. The service and card from Protean should come out sometime later this year!