How to Save Big for Your Family with Discover’s Cashback Match and 5% Bonus Categories
If you’re looking for a simple and rewarding way to save money for your family, you might want to check out the Discover it Cash Back card. This card offers a generous cash back program that can help you earn more on your everyday purchases. Plus, it has a unique feature called Cashback Match that doubles your rewards at the end of your first year. Here’s how it works and why it’s one of the best cards to have.
Earn 5% Cash Back on Groceries, Gas, and Dining
The Discover it Cash Back card lets you earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
That means you can earn cash back on the things you buy the most for your family, such as groceries, gas, and dining out. For example, if you spend $500 a month on groceries, $200 a month on gas, and $100 a month on dining, you can earn $480 in cash back in a year (assuming you activate the 5% categories each quarter).
With the current quarter you can earn 5% back this quarter on up to $1,500 in purchases at Restaurants and Wholesale Clubs. The next quarter that starts in June will be 5% on Gas purchases. Earlier this year they gave us 5% back on Groceries and Drug Store purchases which we maxed out easily.
Get Double Cash Back at the End of Your First Year
But that’s not all. The Discover it Cash Back card also has a feature called Cashback Match that matches all the cash back you’ve earned at the end of your first year. You don’t need to sign up for this feature or pay any annual fee. You just need to use your card for purchases and earn cash back rewards. At the end of your first year, Discover will match the amount of cash back you’ve earned and add it to your account.
That means you can double your rewards without any extra effort. For example, if you earn $480 in cash back in your first year, Discover will match it and give you another $480. That’s a total of $960 in cash back for your first year!
Go here to apply and start earning double (plus the $100 Bonus!).
Redeem Your Cash Back Easily and Flexibly
One of the best things about the Discover it®Cash Back card is that redeeming your cash back is easy and flexible. You can redeem your cash back at any time and in any amount. You can choose from several options, such as:
- Get a statement credit or direct deposit to your bank account
- Pay with cash back at Amazon.com or PayPal
- Redeem for gift cards from popular merchants and get an extra $5 added to each card
- Donate to a charity of your choice
You can also use your cash back to pay down debt, save for a vacation, or treat yourself to something special. The choice is yours!
Choose Your Own Card Design
Another cool feature of the Discover it Cash Back card is that you can choose your own card design. You can pick from over 40 designs, including colors, patterns, and images. You can also change your design as often as you like for free.
This way, you can personalize your card and make it stand out from the rest. You can also match your card design to your mood, style, or season.
Why It’s One of the Best Cards to Have
The Discover it Cash Back card is one of the best cards to have for many reasons. Here are some of them:
- You earn 1-5% Cash Back with no annual fee
- No foreign transaction fee
- 0% intro APR for 15 months on purchases and balance transfers (then 16.74% to 27.74% Standard Variable Purchase APR applies)
- Fee access to your FICO Credit Score
- Free Social Security number alerts and identity theft protection
- Award-winning U.S.-based customer service
- High customer satisfaction ratings
With so many benefits and features, the Discover it Cash Back card is a great choice for moms who want to save money for their families. It offers a generous cash back program that can help you earn more on your everyday purchases. Plus, it has a unique feature that doubles your rewards at the end of your first year. And it lets you redeem your cash back easily and flexibly.
It’s a no-brainer to save big for your family with Discover’s Cashback Match and 5% bonus categories.