My new U.S. Bank Cash Plus Card came in the mail this week and I have been uber excited. This is the card I told you about a few months ago that gives you 5% cash back in 2 categories you choose. I just activated my card then signed on to their Cash+ site to select my categories. I picked the 2% category for groceries which I may not really use. I already have a 2% back card that gives a FULL two on everything so that is not really needed but just in case it happens to be in my wallet at the grocery store.
The two 5% categories I picked were
- Hotels
- Restaurants
Although I was surprised that it did not combine the restaurants with fast food. Discover and Chase and other bank credit cards let you put the category with everything under Dining which would include Fast Food and Restaurants. Since I had to choose one or the other I decided it was best to choose the one that I would benefit more from in higher spending. I definately spend more money at restuarants than fast food. REstaurants hopefully still incude bars and nightclubs as well which is a big expense of mine of around $1,500 a month at least.
How to redeem these quarterly rewards from the Cash + Visa? It is best to wait until you reach $100 in rewards so you will get the $25 bonus! Then do the following-
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This seems to be an offer that is targeted but I am sure if you call in to Citi they may be able to sign you up if you have an AAdvantage (American Airlines) rewards card. The deal is that you get 3X AAdvantage Miles on Eligible Holiday Shopping Purchases. That’s when you ask what qualifies for a holiday purchase?
The best way to maximize your spending when it comes to rewards is to make out a plan and look up all of the promotions while you are paying bills for the current billing month. I make a spreadsheet or in this case I just decided to write it out for this blog post and go back to remind me what cards I should be using for what purchases. I plan on using two credit cards from Chase and Discover the most the final quarter of the year starting October 1st. The Discover More Card is offering 5% Cashback Bonus on up to $1,500 in purchases at Department Stores and for all Online Shopping from October through December. Chase is offering through it’s Freedom branded line of cards a 5% back at airline and hotel purchases and on retailers Best Buy and Kohl’s. I liked it much better last year when it was 5% at Amazon.com. I will just use my Discover More for Amazon since it covers all online up to $1,500 supposedly.
Discover Card is running all kinds of Summer promotions this year and this one is exciting if you are not already signed up for a competitor cards 5% offer that is running right now as well. Discover is doing an unlimited 2% back on grocery purchases in time for July 4th cookouts. The promotions is that you get 2% Cashback Bonus from any grocery store purchases you make with your Discover Card from June 29-July 1. You just sign up for this on the Discover Card site. If you do not have the card yet here is 
This is a hot deal I noticed on the Visa Signature page. Cardholders can simply enter their Visa signature card number and a captcha phrase below then you will see another page where you enter your Hyatt Gold Passport number. You then will be immediately a Platinum elite status. How cool is this and it is free? Yes, no stays or anything to have to mess with and the hassle is zero. To keep up this status all you have to do is stay 8 nights and score you have complimentary Hyatt Gold Platinum Status including Visa Signature’s special travel offers and the following:
We were really surprised Citibank waited this long to end this dinosaur of a credit card. Several years ago it was my ultimate favorite credit card because of its pure one percent back and automatic no-hassle credit to the statement every month with no waiting period. The sad thing is Citibank really does not even have a card half this good right now but yet they are closing out this outdated card. The competing banks have better offers if you read further.
For the first time a brand has helped bring an expansion to the Farmville players. Discover Card partnered with social game developer Zynga to promote it’s cash back credit cards. The sponsorship from Discover lasts two weeks and will allow existing cardmembers of Discover Card to turn $25 in Discover cashback bonus into a $50 Zynga Game Card. If you do not own a Discover card yet the non-cardmembers who apply and are approved for a Discover More card through a special link can receive a $100 Zynga game card after making their first purchase with their Discover card. December 5 Winter Wonderland became available to the public for Facebook users.