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Traveling to London this Summer?

You may not be aware that you can use your Discover Card on purchases in London this Summer really anytime. Discover Card bought Diners Club and part of the deal is more access to the places that Visa and MasterCard serve. A few years ago I traveled to London and I left my Discover Card at home there was no need for it. You could really only use American Express, Visa, and MasterCard. I opened up my Discover Card statement the other day and noticed a London flyer in there and was shocked to find out they were offering these promotions.

The flyer said to let them know if I’ll be traveling to London this summer and if so I will Pay no foreign transaction fees, Earn 2% Cashback Bonus on every purchase in London from 6/2-8/31/2012, and Get special offers on transportation, restaurants and retail. The extra two percent in the UK is in addition to the 5% quarterly bonus program which will include movies, theme parks, and gas starting July 1st. So if you happen to see a movie while visiting the UK you will get back 7%. You will NOT find an offer this incredible for foreign travel. If that was not enough they are offering (Through 8/31/12), $0 promotional fee and standard purchase APR on cash advances at banks and ATMs in the U.K.

Step 1:  Make sure you have a Discover More Card
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Discover Card Pre-July 4th Bonus

Discover Card is running all kinds of Summer promotions this year and this one is exciting if you are not already signed up for a competitor cards 5% offer that is running right now as well. Discover is doing an unlimited 2% back on grocery purchases in time for July 4th cookouts. The promotions is that you get 2% Cashback Bonus from any grocery store purchases you make with your Discover Card from June 29-July 1. You just sign up for this on the Discover Card site. If you do not have the card yet here is more information. #bonus #cashback #discovercard

Southwest Airlines One Day Sale 35% Off

Thirty five percent off is a huge deal when it comes to discount airfares. I thought I would post this even though it is late in the day and I found some deals on this myself. Southwest is currently running a one-day sale today for 35% off select flights on May 22nd, May 30-31, June 5-6, July 4-5. The discount is only for Wanna Get Away Fares, which are Southwest’s lowest fares already. Since this is a one-day sale all travel must be booked today on 5/15/2012 by Midnight. Use discount code SUMMER12. If you are interested in gaining the most Southwest Rapid Rewards points as possible I suggest you read this.

Facebook IPO opened up to E*Trade Account holders

If you were around when Google shook the IPO world you would know back then it was quite the advantage to have an E*Trade account. The Google IPO went for $85.00 and is now at $612. Just owning a few shares would have made you a happy investor. It is not everyday that the average Joe gets a chance at buying the initial public offering of a big company so why not at least give it a try. Their is one difference with the Facebook and Google IPO. The Google IPO was more of an auction listing and this Facebook IPO seems to have a limit or maximum amount you will purchase it for. They give you a range and you decide. It will most likely be set at a price of $35 next week when it goes live. Another difference is the minimum amount. Google did not have one and Facebook asks for a minimum amount of 50 shares. Basically that means you better have around $1,750 to begin to play this game on the stock market.

This is an aggressive growth investment so people such as Warren Buffett will not be on this bandwagon. It is a huge risk and there are lots of naysayers on this upcoming IPO. It is hard to say if it will be successful or not in the long term but I can guarantee in the short-term it looks to have a big following and lots of likes.

Signing up for this IPO through E*Trade is not exactly what you would imagine. You need to answer a few questions first and you can’t answer them like a beginner. One of the questions to look out for from the SEC is “Of the total amount of your investable assets, what portion will this investment represent?” If you answer more than 50% I doubt you be accepted in this IPO. It will also ask you “Given the lenth of your trading experience and the frequency of your trades, how would you consider the extent of your overall investment experience and knowledge?” I answered Good and was disqualified during the Google IPO days. Or maybe I answered Limited but the answer is most likely Excellent. They are just watching out for you as an individual investor not to get yourself caught up in something too big for your wallet or your mortgage.
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5% on Grocery Shopping with Discover in May

Now that April showered it is time for May to bring the flowers and good produce at the grocery store for those of us that are not fortunate enough to have a green thumb at gardening.  All of May all you have to do is have a Discover Card and sign up for their promotion to get 5% back on Groceries up to $15.  The bigger savings is with the restaurants up to $1,500 for the quarter if you are signed up on the same cards.  If you are a Chase cardholder of the Freedom card you can get 5% back on groceries up to $1,500 for the months of May and June.  If you are not getting any cash back on your grocery purchases you have the wrong card!

1,000 Free Priority Club Points for Watching a Video

Priority Club rewards is giving away points left and right this week. If you are not familiar with Priority Club Rewards it is the program under the InterContinental Hotels that own one of the most popular hotel chains. Drum Roll… Holiday Inn and Crowne Plaza brands. Let’s start with the easy points where all you have to do to earn an easy 1,000 is to watch this video and enter this promo code PGFTNHNAD3.
Then come back and sign up for these offers below: [Read more…]

Club Carlson 4,500 free bonus point sign-up to use at Radisson Hotels

This takes a few steps but is totally worth it if you want a head start on the rewards program used for Radisson hotels worldwide. It says that you need an e-Rewards membership to do this but I signed up for this without one. e-Rewards is a great program to sign up for if you have time to click on sites and fill out surveys you can top off your Hilton HHonors, Hawaii Air, or American AAdvantage accounts. When you fill out this form and enter promo code (ERWD2012) you can join Club Carlson today and receive 4,500 bonus Gold Points.

No this is quite a different approach than most offers because normally you have to join e-Rewards to get bonus points for Delta or American Airlines and that normally amounts to 250 miles. This offer allows you to sign up in Club Carlson today and receive 4,500 bonus points without even having to become an e-Rewards member.
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SavvyMoney to maximize debt payments and decrease interest

We found a company that offers debt relief by creating a three step customized plan that both tracks your debt and designs a pay off plan that effectively reduces the total amount of interest paid out over the course of time. The keys to success on the SavvyMoney.com plan are the realistic and accurate recording of both the outstanding debts and the money available to pay off the debts.

Step 1: What Is the Situation?

After you sign up and pay the nominal monthly fee for their Pro services, you spend time inputting your current financial situation into the SavvyMoney program. You will need to know balances due, monthly minimums due, due dates and interest rates. Money available to pay credit charges is also necessary information.

Step 2: SmartPay Plan

The SavvyMoney program takes the financial information that you input to calculate the fastest way to pay off all your debt at the lowest interest cost. The program shows you exactly how long it will take you to get out of debt and how much you will pay in interest.

Track Your Progress

Once you have set up your payment plan, this personalized debt option does not abandon you. You can track your progress by account. The colorful bar graphs are a visually pleasing reminder of of your goals, and you can keep track of payments and purchases by credit card. Keep an eye on your spending habits and look for ways to reduce credit card usage to maximize your progress. For example, if you traditionally charge monthly newspaper costs to a card that is never paid off monthly, consider writing a check instead to reduce the balance that interest is being calculated on.
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Tax Day Free Stuff

Tax Day this year is Today, April 17. While you are stressing out trying to get to the post office before Midnight you can have a small sigh of relief from the stress of filing because of some of these deals online and out-and-about. No, we are not talking about the Gold or Silver redemption rates going up so you can get money to send to the IRS but these free items:

Do you like free food?
Arby’s will have a coupon for free value curly fries on April 17. Visit the Arby’s Facebook page to get a coupon and enter its sweepstakes to win $5,000 in tax relief.

Enchilada’s and Margarita’s please?
Chevy’s will have a certificate on its Facebook page April 9 through 13 for a free order of chicken taquitos that can be redeemed April 13. From April 13 through 17, you can get two premium Herradura margaritas for $10.40. And Chevy’s will pick up the tax on all guest meals April 17. (Special offers available in select locations.)

Chili’s has a coupon for a free appetizer or dessert with the purchase of an adult entree April 16 through April 18. You can print the coupon or show it to your server via smart phone. Cinnabon will offer two free Classic Cinnabon Bites as part of its Tax Day Bites promotion.

P.F. Chang’s is offering a 15% discount at restaurants nationwide on dine-in and carry-out orders April 17 (alcohol and happy hour items excluded). You might also check your email for Pei Wei sometimes they get into the special day by sending off a 10 or 15% off your online order.

Panda Express will give a free single serving of its new Shanghai Angus Steak at participating locations April 17. To get this free offer, you’ll need to download a coupon by “liking” Panda Express on Facebook starting April 11.

Seattle’s Best Coffee will mail a free sample of its Levels coffee to you if you visit the company’s Facebook page and click on “Great American Coffee Refund.”

MaggieMoo’s Ice Cream and Treatery will offer a free scoop of frozen yogurt from 4 p.m. to 7 p.m. April 17 at participating locations. Marble Slab Creamery will also offer a free scoop of frozen yogurt from 4 p.m. to 7 p.m. April 17 at participating stores. [Read more…]