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Connexus Credit Union Gives a $80 Checking Account Bonus with Easy Membership

Connexus Credit Union is celebrating their 80th anniversary by giving you an $80 bonus for opening a new Xtraordinary or MyRewards checking account with a direct deposit, valid through October 31, 2015.

Anybody in the U.S.A. can qualify for membership with Connexus Credit Union by joining the Connexus Association with a one-time $5 donation. Connexus Credit Union branches are located in Wisconsin and Ohio (as well as associated Liberty Mutual branches), but anybody in the U.S.A. can qualify for membership. Unless you need to go in to make certain transactions you can open up an account and do all of your banking with this credit union online without a nearby branch.
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Planning to invest in Saudi Arabia? Find out why their skyscraper could lead to economic collapse

kingdomtower saudi arabia skyscraper largest in worldI have always thought the Big Building or Big Arena theory is true. When you see too many football stadiums with huge sponsorships that do not make any sense then start worrying when you see to many empty office skyscrapers being built its also time to worry. I have always wondered about the Devon Building in OKC as it sits in a city with so many already empty vacant offices. I feel they wasted too much money on that. But let’s look at Saudi Arabia.

Economists love to play with all sorts of outlandish indicators of impending economic collapse including bread prices and milk prices, prices of microchips, even the rates currently being charged by escorts in an attempt to pinpoint the time and place where the next economic meltdown will take place. Because the volume of data potentially affecting macroeconomics is so enormous, there is an infinite number of ways a skilled mathematician can rationalize the predictive model of their choosing no matter how wild it may seem.skyscrapers-economic disasters

A trend has established itself within industrialized nations for more than 140 years now and has managed to repeat itself multiple times through some of the 20th and 21st centuries’ darkest economic hours. This would be the Skyscraper Index where the location of the world’s current tallest building under construction is where financial ruin is coming next or has already arrived. Think about it.

Take a look at some of the past examples:

The Equitable Life Building, finished in New York in 1873, coincided with a 5-year recession.

The Empire State Building first broke ground in 1930 but was planned well before Wall Street crashed in 1929 and was built as the world sank into the Great Depression.

The World Trade Center and the former Sears Tower were both built around the time of the oil crisis in the early ’70s. [Read more…]

No More Unlimited ATM Rebates with Ally Bank

AllyBankATMFeesOnline banking powerhouse Ally Bank is just beginning to notify customers of some changes that will affect checking, money market and savings accounts. The changes that will most likely not be big enough for some to switch over to another bank you should be aware of these that will be effective on August 15, 2015.

One of the changes involves ATM Fees which Ally Bank prided itself on in most of its marketing. The online bank will be eliminating unlimited ATM fee rebates. Ally Bank will reimburse up to $10 per statement cycle in ATM fees other banks charge when customers use their Ally Bank debit card at any ATM machine nationwide. Basically if you go over 2 or 3 ATM withdrawals a month you will have to pay the other banks fees. The good thing about it is that Ally Bank will continue to not charge its customers ATM fees.

For those of us that use ATM machines more than once or twice a month Ally Bank has joined the Allpoint network to allow customers no fee access to more than 43,000 ATMS in the U.S. They plan to include Allpoint ATM locations on its ATM and Cash Locator app by the end of August. [Read more…]

Target Data Breach Settlement up to $10,000 Cash

targetssettlementIf you shopped at Target between November 27, 2013 and December 15, 2013 or at some point received notice that your personal information had been compromised you may be entitled for some money from Target. You could get up to $10,000 from the Target Data Breach Settlement. As long as you have evidence of the damage done to your credit or debit card, you will be eligible for the maximum amount of $10,000.

If you don’t have documentation of your losses or if you did not have any losses, your award will be calculated by first subtracting the valid claims for damages with the attorney’s and administration fees. The remains will be divided among all valid claims without documentation to prove damages. [Read more…]

U.S. Bank $125 Checking Bonus Nationwide, No Direct Deposit Required

USBankPowerUpPromoU.S. Bank is bringing back a promotion that was popular last summer called “Power Up Your Summer,” calling it “Power Up Your Home” this year. If you got the bonus last year you can go for it again this year. There will be no hard credit pull on this checking account sign-up so feel free to open up a checking account with U.S. Bank for this promotion and enter for the sweepstakes to win $50,000.

The Bank bonus to “Power Up Your Home” gets you $125 when you open a new consumer checking account and set up a direct deposit OR make 2 online bill pay transactions through August 10, 2015. You can fund your new account with a credit card for up to $500. Just make sure to add another $500 to the account so there are no fees as you see below the various accounts to sign up for. The opening deposit will not be considered as a cash advance so there is no need to worry about that. I would still advise not to use a Citi card to open the account as they are known for cash advances with bank purchases.

You can apply for a U.S. Bank account from any state and with the soft pull it will not show up on your credit report. [Read more…]

Florida Community Bank Bonus up to $250

FloridaCommunityBankCheckingOne of the best checking for personal accounts this quarter is coming from the sunshine state. If you live in Florida and plan to open up a checking account make sure you do it at Florida Community Bank where you can earn up to a $200 bonus as well as another $50 bonus for opening a credit card account through the end of the year. Not only that but they have a debit rewards program.

Only one bad catch is that you need to open your personal checking account in person at a Florida Community Bank Branch Location in order to qualify for this $250 offer. You just need $100 to open the account.

How To Earn up to $250 Bonus:

$150 Bonus:
You must maintain a minimum average daily balance of $2,500 during the first 6 months of account opening OR establish direct deposit(s) totaling $750 or more monthly for the first 6 months.
Your initial direct deposit must be credited to your account within the first 60 days of account opening.
The $150 credit will be applied to your account no later than 30 days after meeting 1 of these qualifications.
You must meet the level 1 or $150 bonus to receive any additional bonuses.
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MountainOne Bank $200 Checking Bonus for CT, MA, VT, NH, RI, & NY

NYBanking-MountainOneYou can Receive a sign up bonus of up to $200 when you open a VISTA Premier Checking Account or open Pinnacle checking and receive a smaller bonus of $100 with MountainOne Bank. You cannot do this online and will have to go in the branch once the bonus is meet. So be careful about using an ACH transfer for a direct deposit and be able to actually switch your paychecks over to this bank. $200 is a high bonus and it seems fairly easy to get if you do the following:

Here’s The Rules for the $200 or $100 Bonus:
1. Within 60 days of opening your new account, make 2 direct deposits (each $500 or greater)
2. Within 60 days of opening your new account, make 3 online bill payments OR make 6 purchases with your new MountainOne debit card.
Keep in mind that both VISTA Premier Checking and VISTA Personal Money Market required to be opened together if you’re not doing the Value Checking option. Must be a resident of New England or New York State.
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Navy Federal Credit Union Checking $50 Bonus

Military_Appreciation_MonthCongress designated May as National Military Appreciation Month in 1999 to ensure the nation appreciated all the sacrifices and successes made by our service members past and present. To celebrate Navy Federal Credit Union is offering a special $50 Active Duty Checking account bonus along with other promotions for Military Appreciation Month 2015. NFCU members can get 3.5% APY Certificate of Deposits, a $50 new checking account bonus, a $300 auto loan refinancing promotion, and 2X the credit card rewards.

Active Duty Checking $50 Bonus
Open an Active Duty Checking account which requires a qualifying Military Direct Deposit for a $50 bonus. There’s no minimum balance to open and maintain your Active Duty Checking account, or to obtain the bonus.
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Double Debit Card Rewards with Discover Checking

Discover Bank is now offering double your rewards on all eligible debit card purchases through July 2015. You can also sign up now for a $50 Bonus when you open a new Discover Cashback Checking account.

There’s no need to enroll in this special offer, as all current Discover Cashback Checking customers are automatically eligible to earn double your debit card rewards.

How To Double Your Discover Cashback Checking Debit Card Rewards
Use your debit card in store or online from May 1–July 31, 2015
Earn 20¢ cash back on up to 100 debit purchases each month.
That’s up to $20 a month cash back you could earn.

Since you already earn 10¢ cash back on up to 100 purchases and payments a month with the Discover Cashback Checking account, you can now double your rewards on your debit card purchases with no sign-up needed. You shall get your normal Cashback Bonus on your monthly statement. You can find the additional 10¢ Cashback Bonus the following month, listed under “Other Promotions.”

Note that only the first 100 transactions each month (debit card purchases, online bill payments, and checks cleared) are eligible for rewards.

You need to have a Discover Cashback Checking account open when the bonus is issued by September 5, 2015.

SunTrust Bank Review $150 Checking Bonus, $25 Savings

suntrustbankkidSuntrust Bank Review Plus $150 Everyday Checking Promotion
SunTrust Bank will give you a $150 bonus when you open an Everyday Checking account and set up a direct deposit online before July 17, 2015. This is a better offer than they had previously that had a higher direct deposit requirement of $2,000 and the 2 online bill payments requirement which has since been removed.

This $150 bonus offer is for residents of Alabama, Arkansas, Georgia, Florida, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, Virginia, Washington D.C., and West Virginia. Mostly a Bank you will find in the South. To get the Suntrust bonus just enter promo code SUNNYEDC15OL when opening your account online at Suntrust.com with a qualifying Direct Deposit of $1,000 or more. The direct deposit must be deposited into the Everyday Checking account within 60 days of account opening. The account comes gives you Online Banking, Mobile and Tablet Banking, SunTrust Mobile Deposits for Mobile and Tablet App, and no-fee access to over 2,200 SunTrust ATMs and 1,500 Branches.
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